AML Analyst
Posted:
- Location
- Africa
- Job type
- Permanent
As AML Analyst
Overview & Purpose:
We are seeking a detail-oriented and proactive AML (Anti-Money Laundering) Analyst to join our Compliance team. The AML Analyst will play a vital role in ensuring the company complies with regulatory requirements and maintains robust measures to detect and prevent financial crimes, including money laundering and terrorist financing.
The ideal candidate would also be required to monitor player activity, conduct due diligence, and support the implementation of AML policies in line with regulatory frameworks.
A key part of your role will involve working closely with the Responsible Gaming (RG) and Fraud & Risk (FRD) department to ensure a holistic approach to player risk management.
Key Responsibilities:
Transaction Monitoring:
Review and analyze player transactions to detect suspicious activities, including unusual deposits, withdrawals, and gameplay patterns.
Escalate potential risks and concerns to the AML Team Lead for further investigation.
Screening & Monitoring:
The position will involve the following areas of responsibility:
Perform PEP, Sanctions, and Adverse Media Screening.
Monitor daily alerts for criminal records, high-risk profiles, or politically exposed individuals.
Escalate potential matches to the AML Team Lead for further investigation.
Due Diligence:
Conduct customer due diligence (CDD) and enhanced due diligence (EDD) reviews as required, including verifying identification documents and assessing risk profiles.
Ensure customer profiles are accurate and up-to-date, in line with regulatory requirements.
Reporting:
Prepare Suspicious Activity Reports (SARs) and submit them to the appropriate authorities within prescribed timeframes.
Maintain accurate records of all investigations, findings, and actions taken.
Risk Assessment:
Continuous conducting of a thorough risk assessment.
Update risk profiles and support the refinement of risk-based controls.
Collaborate closely with the Responsible Gaming team to identify overlapping risk indicators and ensure coordinated interventions.
Policy Adherence:
Ensure compliance with applicable AML regulations, including [specific jurisdictional laws, e.g., FATF guidelines, UKGC, MGA, etc.].
Assist in the development, review, and implementation of AML policies and procedures.
Evaluate and asesses changes to products, channels and processes from a client fraud prevention perspective.
Review relevant internal controls, standards and operating procedures and the practical application within fraud operations aligned to regulatory requirements, ensuring these are updated in line with changes to regulations.
Collaboration:
Work closely with internal teams, including Payments, Fraud and Risk, and Customer Support, to address and resolve AML-related issues.
Provide guidance and support to staff on AML and KYC processes when required.
Liaise with Responsible Gambling when financial behaviour overlaps with safer gambling concerns.
Support a culture of compliance and integrity across the business.
This job description is not intended to be an exhaustive list of responsibilities. The job holder may be required to complete any other reasonable duties to achieve business objectives.
Essential Criteria:
Team player: Collaborative mindset, with experience working with cross-functional teams (e.g., product, marketing, and compliance teams)
Proven planning and organisational skills
Strong analytical and problem-solving skills with a keen eye for detail
Excellent communication skills, both written and verbal
Proactive and adaptable, able to work in a fast-paced, high-pressure environment
Understanding of iGaming fraud trends, tools, and mitigation strategies
Desirable Criteria
AML/Fraud/Risk/Compliance related qualification
iGaming experience
Experience in Maltese regulatory framework and requirements
Person Specification:
The ideal candidate will be a self-motivated energetic individual
Requires a target driven individual
Effective and well-developed communication skills are a prerequisite for the role, both written and verbal
Excellent decision-making ability
Innovation and ability to think “outside the box”
Strong work ethic
The ability to thrive in a fast-paced environment and value attention to detail
Reporting:
Managerially Accountable to: Reporting to the AML & RG Team Lead overseen by the Head of Fraud & Risk/MLRO